Original Article
Health Insurance and User Fees: A Survey of Health Service Utilization and Payment Method in Mushin LGA,
Lagos, Nigeria
Author(s):
Alero Ann Roberts*, Bidemi Christy Agboola, Leke Oshunniyi and Oluseyi Ayotunde Roberts
Background: Studies have documented how out-of-pocket payments (OOP) and user fees result in catastrophic health expenditures, providing evidence that health systems are better financed through prepayment mechanisms such as health insurance. Aim: This study sought to determine the perception of community residents to health insurance, their pattern of health service utilization and method and amount of payment. Methods: This descriptive cross-sectional study among 422 household members in Mushin LGA obtained data on sociodemographic characteristics, perception of health insurance, enrollment status and willingness to enroll; last use of health services and method of payment for health care services. Data analysis was done with Epi-info (ver 7) and results were presented as frequencies, percentages, means a.. Read More»
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The Annals of Medical and Health Sciences Research is a monthly multidisciplinary medical journal.